/* ==========================================================================
   HARBOR HOLDINGS CORPORATE DESIGN SYSTEM
   ========================================================================== */

/* 1. CSS Custom Properties (Tokens)
   ========================================================================== */
:root {
  /* Brand Colors */
  --navy-950: #030712;
  --navy-900: #0a1d37;
  --navy-800: #0f2e54;
  --navy-700: #174273;
  --navy-600: #1e5694;
  --navy-100: #e2eaf4;
  --navy-50: #f0f4f9;

  /* Neutral Slate Palette */
  --neutral-900: #0f172a; /* Body text dark */
  --neutral-700: #334155; /* Secondary text */
  --neutral-500: #64748b; /* Muted text */
  --neutral-300: #cbd5e1; /* Borders */
  --neutral-100: #f1f5f9; /* Card backings / Table headers */
  --neutral-50: #f8fafc;  /* Default background */

  /* White & Glass Details */
  --white: #ffffff;
  --glass-bg: rgba(255, 255, 255, 0.7);
  --glass-bg-hover: rgba(255, 255, 255, 0.85);
  --glass-border: rgba(255, 255, 255, 0.8);
  --glass-shadow: 0 10px 30px -10px rgba(10, 29, 55, 0.08);
  --shadow-lg: 0 20px 40px -15px rgba(10, 29, 55, 0.12);

  /* Sector Accent Colors */
  --finance-color: #0d9488;
  --finance-color-hover: #0f766e;
  --food-color: #15803d;
  --food-color-hover: #166534;
  --energy-color: #ea580c;
  --energy-color-hover: #c2410c;
  --property-color: #e76f51;
  --property-color-hover: #d15d40;

  /* Page Active Color - Default is corporate navy */
  --brand-primary: var(--navy-900);
  --brand-hover: var(--navy-800);
  --brand-accent: #3b82f6;

  /* Typography */
  --font-heading: 'Manrope', sans-serif;
  --font-body: 'Inter', sans-serif;

  /* Spacing System (8px/0.5rem base) */
  --space-1: 0.25rem; /* 4px */
  --space-2: 0.5rem;  /* 8px */
  --space-3: 0.75rem; /* 12px */
  --space-4: 1rem;    /* 16px */
  --space-5: 1.5rem;  /* 24px */
  --space-6: 2rem;    /* 32px */
  --space-8: 3rem;    /* 48px */
  --space-10: 4rem;   /* 64px */
  --space-12: 6rem;   /* 96px */

  /* Radii */
  --radius-sm: 8px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;
  --radius-full: 9999px;

  /* Transitions */
  --transition-fast: 0.15s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-normal: 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-slow: 0.5s cubic-bezier(0.16, 1, 0.3, 1);

  /* Widths */
  --max-width-site: 1200px;
  --max-width-content: 800px;
}

/* Page themes mapping */
body.page-harbor {
  --brand-primary: var(--finance-color);
  --brand-hover: var(--finance-color-hover);
  --brand-accent: #2dd4bf;
}
body.page-cozance {
  --brand-primary: var(--food-color);
  --brand-hover: var(--food-color-hover);
  --brand-accent: #4ade80;
}
body.page-mwg {
  --brand-primary: var(--energy-color);
  --brand-hover: var(--energy-color-hover);
  --brand-accent: #fb923c;
}
body.page-norwood {
  --brand-primary: var(--property-color);
  --brand-hover: var(--property-color-hover);
  --brand-accent: #f4a261;
}

/* ==========================================================================
   2. Reset & Accessibility
   ========================================================================== */
*, *::before, *::after {
  box-sizing: border-box;
}

body, h1, h2, h3, h4, p, ul, ol, li, figure, figcaption, blockquote, dl, dd {
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--neutral-700);
  background-color: var(--neutral-50);
  overflow-x: hidden;
  position: relative;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--brand-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--brand-hover);
}

/* Skip link for keyboard users */
.skip-link {
  position: absolute;
  top: -100px;
  left: 0;
  background: var(--brand-primary);
  color: var(--white);
  padding: var(--space-3) var(--space-5);
  z-index: 10000;
  transition: top var(--transition-fast);
  border-radius: 0 0 var(--radius-sm) 0;
  font-weight: 600;
}
.skip-link:focus {
  top: 0;
  outline: 3px solid var(--brand-accent);
}

/* Focus Indicator styling */
:focus-visible {
  outline: 3px solid var(--brand-accent);
  outline-offset: 4px;
}

/* Hidden elements helper */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* Typography elements */
h1, h2, h3, h4 {
  font-family: var(--font-heading);
  color: var(--navy-900);
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.25;
}

body.page-harbor h1, body.page-harbor h2, body.page-harbor h3, body.page-harbor h4 { color: var(--navy-900); }
body.page-cozance h1, body.page-cozance h2, body.page-cozance h3, body.page-cozance h4 { color: var(--navy-900); }
body.page-mwg h1, body.page-mwg h2, body.page-mwg h3, body.page-mwg h4 { color: var(--navy-900); }

/* Spacing layouts */
.container {
  max-width: var(--max-width-site);
  margin: 0 auto;
  padding: 0 var(--space-5);
}

.section-padding {
  padding-top: var(--space-12);
  padding-bottom: var(--space-12);
}

@media (max-width: 768px) {
  .section-padding {
    padding-top: var(--space-8);
    padding-bottom: var(--space-8);
  }
}

/* Section Introductions */
.section-intro {
  max-width: var(--max-width-content);
  margin-bottom: var(--space-8);
}
.section-intro .eyebrow {
  font-family: var(--font-heading);
  font-size: 0.875rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--brand-primary);
  margin-bottom: var(--space-2);
}
.section-intro h2 {
  font-size: clamp(2rem, 3.5vw, 2.75rem);
  margin-bottom: var(--space-4);
  color: var(--navy-900);
}
.section-intro p {
  font-size: 1.125rem;
  color: var(--neutral-700);
}

/* ==========================================================================
   3. Base UI Components
   ========================================================================== */

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-3) var(--space-6);
  border-radius: var(--radius-full);
  font-weight: 600;
  font-size: 0.95rem;
  transition: all var(--transition-normal);
  cursor: pointer;
  border: 2px solid transparent;
  gap: var(--space-2);
  text-decoration: none;
}

.btn-primary {
  background-color: var(--brand-primary);
  color: var(--white) !important;
  border-color: var(--brand-primary);
}
.btn-primary:hover {
  background-color: var(--brand-hover);
  border-color: var(--brand-hover);
  transform: translateY(-2px);
  box-shadow: 0 10px 20px -8px rgba(10, 29, 55, 0.3);
}

.btn-secondary {
  background-color: transparent;
  color: var(--brand-primary) !important;
  border-color: var(--brand-primary);
}
.btn-secondary:hover {
  background-color: var(--brand-primary);
  color: var(--white) !important;
  transform: translateY(-2px);
}

.btn-white {
  background-color: var(--white);
  color: var(--navy-900) !important;
  box-shadow: var(--glass-shadow);
}
.btn-white:hover {
  background-color: var(--navy-50);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

/* Glassmorphism Cards */
.glass-card {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  backdrop-filter: blur(20px);
  border-radius: var(--radius-lg);
  box-shadow: var(--glass-shadow);
  padding: var(--space-6) var(--space-6);
  transition: transform var(--transition-normal), background-color var(--transition-normal), box-shadow var(--transition-normal);
}
.glass-card:hover {
  background-color: var(--glass-bg-hover);
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

/* Stat Boxes */
.stat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: var(--space-4);
  margin-top: var(--space-6);
}
.stat-box {
  background: var(--white);
  padding: var(--space-5);
  border-radius: var(--radius-md);
  box-shadow: var(--glass-shadow);
  border: 1px solid rgba(0, 0, 0, 0.03);
  text-align: center;
  transition: transform var(--transition-normal);
}
.stat-box:hover {
  transform: translateY(-2px);
}
.stat-box .stat-num {
  font-size: 3rem;
  font-weight: 800;
  font-family: var(--font-heading);
  color: var(--brand-primary);
  line-height: 1.1;
  margin-bottom: var(--space-1);
}
.stat-box .stat-label {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--neutral-700);
}

/* Bento Cards (Subsidiaries layout) */
.bento-grid {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: var(--space-5);
}
.bento-card {
  grid-column: span 4;
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--glass-shadow);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
  border: 1px solid rgba(0, 0, 0, 0.02);
}
.bento-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.bento-img-wrap {
  position: relative;
  height: 240px;
  overflow: hidden;
  background-color: var(--navy-950);
}
.bento-img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-slow);
}
.bento-card:hover .bento-img-wrap img {
  transform: scale(1.06);
}
.bento-card-content {
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}
.bento-card-content h3 {
  font-size: 1.5rem;
  margin-bottom: var(--space-2);
}
.bento-card-content p {
  color: var(--neutral-700);
  margin-bottom: var(--space-5);
  flex-grow: 1;
  font-size: 0.975rem;
}
.bento-card-content .btn {
  align-self: flex-start;
}

/* Individual bento card sector branding border/accents */
.bento-card.finance-card { border-bottom: 4px solid var(--finance-color); }
.bento-card.food-card { border-bottom: 4px solid var(--food-color); }
.bento-card.energy-card { border-bottom: 4px solid var(--energy-color); }

@media (max-width: 900px) {
  .bento-card {
    grid-column: span 12;
  }
}

/* ==========================================================================
   4. Header & Navigation (Standard and Mobile Drawer)
   ========================================================================== */
.site-header {
  position: fixed;
  top: 1.25rem;
  left: 50%;
  transform: translateX(-50%);
  width: 90%;
  max-width: var(--max-width-site);
  z-index: 1000;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(20px);
  border: 1px solid var(--glass-border);
  box-shadow: var(--glass-shadow);
  border-radius: var(--radius-full);
  transition: all var(--transition-normal);
}
.site-header.scrolled {
  top: 0;
  width: 100%;
  border-radius: 0;
  border-left: 0;
  border-right: 0;
  border-top: 0;
  border-bottom: 1px solid rgba(0, 0, 0, 0.05);
  box-shadow: var(--shadow-lg);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-3) var(--space-5);
}

.header-brand {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}
.header-brand img {
  height: 40px;
  width: auto;
}
.brand-name {
  font-family: 'Montserrat', var(--font-heading);
  font-weight: 700;
  font-size: 1.15rem;
  color: var(--navy-900);
  letter-spacing: -0.02em;
}

/* Main Navigation Links */
.main-nav {
  display: flex;
  align-items: center;
}
.nav-list {
  display: flex;
  list-style: none;
  gap: var(--space-5);
}
.nav-link {
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--neutral-700);
  transition: color var(--transition-fast);
  position: relative;
  padding: var(--space-2) 0;
}
.nav-link:hover, .nav-link.active {
  color: var(--brand-primary);
}
.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background-color: var(--brand-primary);
  transition: width var(--transition-normal);
}
.nav-link:hover::after, .nav-link.active::after {
  width: 100%;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: var(--space-4);
}

/* Hamburger button */
.menu-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: var(--space-2);
  position: relative;
  z-index: 1010;
  color: var(--navy-900);
}
.menu-toggle .icon-bar {
  display: block;
  width: 24px;
  height: 2px;
  background-color: currentColor;
  margin: 5px 0;
  transition: transform var(--transition-normal), opacity var(--transition-normal);
}

/* Mobile Menu Panel */
.nav-drawer {
  position: fixed;
  top: 0;
  right: -100%;
  width: 320px;
  height: 100vh;
  background-color: var(--white);
  box-shadow: -10px 0 40px rgba(0, 0, 0, 0.15);
  z-index: 1005;
  padding: var(--space-12) var(--space-6) var(--space-6);
  display: flex;
  flex-direction: column;
  transition: right var(--transition-normal);
  overflow-y: auto;
}
.nav-drawer.open {
  right: 0;
}

.drawer-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.4);
  backdrop-filter: blur(4px);
  z-index: 1002;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--transition-normal);
}
.drawer-overlay.visible {
  opacity: 1;
  pointer-events: auto;
}

.drawer-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
  margin-bottom: var(--space-8);
}
.drawer-link {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.25rem;
  color: var(--navy-900);
  display: block;
  padding: var(--space-2) 0;
  border-bottom: 1px solid var(--neutral-100);
}
.drawer-link:hover, .drawer-link.active {
  color: var(--brand-primary);
  padding-left: var(--space-2);
}

/* Media Queries for Navigation */
@media (max-width: 991px) {
  .main-nav, .header-actions .btn {
    display: none;
  }
  .menu-toggle {
    display: block;
  }
  
  /* Hamburger active state animation */
  .menu-toggle[aria-expanded="true"] .icon-bar:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
  }
  .menu-toggle[aria-expanded="true"] .icon-bar:nth-child(2) {
    opacity: 0;
  }
  .menu-toggle[aria-expanded="true"] .icon-bar:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
  }
}

/* ==========================================================================
   5. Hero Sections
   ========================================================================== */
.hero {
  position: relative;
  min-height: 90vh;
  display: flex;
  align-items: center;
  color: var(--white);
  padding-top: 120px;
  overflow: hidden;
  background-color: var(--navy-950);
}
.hero-media {
  position: absolute;
  inset: 0;
  z-index: 1;
}
.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.35;
  filter: scale(1.05);
}
.hero-gradient {
  position: absolute;
  inset: 0;
  z-index: 2;
  background: linear-gradient(135deg, rgba(10, 29, 55, 0.95) 0%, rgba(10, 29, 55, 0.6) 50%, rgba(10, 29, 55, 0.4) 100%);
}
.hero-inner {
  position: relative;
  z-index: 3;
  width: 100%;
}
.hero-content {
  max-width: var(--max-width-content);
}
.hero-eyebrow {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.875rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--brand-accent);
  margin-bottom: var(--space-4);
}
.hero-content h1 {
  font-size: clamp(2.5rem, 5.5vw, 4.5rem);
  line-height: 1.15;
  margin-bottom: var(--space-4);
  color: var(--white);
  font-weight: 800;
}
.hero-content p.lead {
  font-size: clamp(1.125rem, 2vw, 1.35rem);
  color: var(--navy-100);
  margin-bottom: var(--space-6);
  line-height: 1.6;
}
.hero-ctas {
  display: flex;
  gap: var(--space-4);
  flex-wrap: wrap;
}

/* Subsidiary Profile Hero details */
.subsidiary-hero {
  min-height: 60vh;
  padding-top: 140px;
  background-color: var(--navy-950);
  position: relative;
  display: flex;
  align-items: center;
}
.subsidiary-hero-inner {
  position: relative;
  z-index: 3;
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
  color: var(--white);
  padding: 0 var(--space-5);
}
.subsidiary-hero-inner .hero-logo {
  height: 90px;
  max-width: 100%;
  object-fit: contain;
  margin: 0 auto var(--space-5);
}
.page-norwood .subsidiary-hero-inner .hero-logo {
  height: 140px;
}
.subsidiary-hero-inner h1 {
  font-size: clamp(2rem, 4.5vw, 3.5rem);
  margin-bottom: var(--space-3);
  color: var(--white);
}
.subsidiary-hero-inner p {
  font-size: 1.2rem;
  color: var(--navy-100);
  margin-bottom: var(--space-6);
}

/* ==========================================================================
   6. General Layouts & Grids
   ========================================================================== */
.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-8);
  align-items: center;
}

@media (max-width: 768px) {
  .grid-2 {
    grid-template-columns: 1fr;
    gap: var(--space-6);
  }
}

.content-block p {
  margin-bottom: var(--space-4);
  font-size: 1.05rem;
  line-height: 1.7;
}

/* Two-column Alternating Layout (Profile pages) */
.split-layout {
  display: flex;
  flex-direction: column;
  gap: var(--space-10);
}
.split-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-8);
  align-items: center;
}
.split-row.reversed .split-img-col {
  order: 2;
}
.split-row.reversed .split-text-col {
  order: 1;
}

.split-img-col img {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  width: 100%;
  object-fit: cover;
  height: 380px;
}

.split-text-col h3 {
  font-size: 1.85rem;
  color: var(--navy-900);
  margin-bottom: var(--space-4);
}

@media (max-width: 800px) {
  .split-row {
    grid-template-columns: 1fr;
    gap: var(--space-5);
  }
  .split-row.reversed .split-img-col {
    order: auto;
  }
  .split-row.reversed .split-text-col {
    order: auto;
  }
  .split-img-col img {
    height: 280px;
  }
}

/* Operating Principles Grid (3 or 4 columns) */
.principles-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: var(--space-5);
  margin-top: var(--space-6);
}
.principle-card {
  background-color: var(--white);
  border-radius: var(--radius-md);
  padding: var(--space-5);
  box-shadow: var(--glass-shadow);
  border-top: 4px solid var(--brand-primary);
  transition: transform var(--transition-normal);
}
.principle-card:hover {
  transform: translateY(-2px);
}
.principle-card h3 {
  font-size: 1.25rem;
  margin-bottom: var(--space-2);
  color: var(--navy-900);
}
.principle-card p {
  font-size: 0.95rem;
  color: var(--neutral-700);
}

/* ==========================================================================
   7. Forms & Contact
   ========================================================================== */
.contact-section-inner {
  display: grid;
  grid-template-columns: 3fr 2fr;
  gap: var(--space-8);
}

@media (max-width: 900px) {
  .contact-section-inner {
    grid-template-columns: 1fr;
  }
}

.contact-card {
  padding: var(--space-6);
}

.contact-sidebar {
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
}
.info-card {
  background-color: var(--white);
  padding: var(--space-5);
  border-radius: var(--radius-md);
  box-shadow: var(--glass-shadow);
}
.info-card h3 {
  font-size: 1.25rem;
  color: var(--navy-900);
  margin-bottom: var(--space-4);
  border-bottom: 2px solid var(--neutral-100);
  padding-bottom: var(--space-2);
}
.info-card p {
  font-size: 0.95rem;
  margin-bottom: var(--space-3);
  display: flex;
  flex-direction: column;
}
.info-card p strong {
  color: var(--navy-900);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 2px;
}

/* Form Styling - Premium Accessible Fields */
.form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-4);
}
.form-col-full {
  grid-column: span 2;
}

@media (max-width: 600px) {
  .form-grid > * {
    grid-column: span 2;
  }
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  margin-bottom: var(--space-4);
}

.form-label {
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--navy-900);
}

.form-control {
  font-family: inherit;
  font-size: 0.975rem;
  padding: var(--space-3) var(--space-4);
  border: 1px solid var(--neutral-300);
  border-radius: var(--radius-sm);
  background-color: var(--white);
  color: var(--neutral-900);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
  width: 100%;
}
.form-control:focus {
  border-color: var(--brand-primary);
  box-shadow: 0 0 0 3px var(--navy-100);
  outline: none;
}

/* Checkbox alignment */
.form-checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  margin: var(--space-4) 0;
}
.form-checkbox-group input[type="checkbox"] {
  margin-top: 4px;
  width: 16px;
  height: 16px;
  cursor: pointer;
  accent-color: var(--brand-primary);
}
.form-checkbox-label {
  font-size: 0.875rem;
  line-height: 1.4;
  color: var(--neutral-700);
  cursor: pointer;
}

/* Form Status Messages */
.form-status {
  margin-top: var(--space-4);
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-sm);
  font-size: 0.95rem;
  font-weight: 600;
  display: none;
}
.form-status.success {
  display: block;
  background-color: #d1fae5;
  color: #065f46;
  border: 1px solid #a7f3d0;
}
.form-status.error {
  display: block;
  background-color: #fee2e2;
  color: #991b1b;
  border: 1px solid #fecaca;
}

/* ==========================================================================
   8. Fat Footer
   ========================================================================== */
.site-footer {
  background-color: var(--white);
  border-top: 1px solid var(--neutral-300);
  padding-top: var(--space-10);
  color: var(--neutral-700);
}
.footer-inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--space-8);
  padding-bottom: var(--space-8);
  border-bottom: 1px solid var(--neutral-100);
}
.footer-brand-col {
  max-width: 320px;
}
.footer-brand-col img {
  height: 48px;
  margin-bottom: var(--space-4);
}
.footer-brand-col p {
  font-size: 0.95rem;
  color: var(--neutral-500);
  line-height: 1.6;
}

.footer-col h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: var(--space-4);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.footer-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.footer-list a {
  color: var(--neutral-700);
  font-size: 0.95rem;
  transition: color var(--transition-fast);
}
.footer-list a:hover {
  color: var(--brand-primary);
}

.footer-bottom {
  padding: var(--space-5) 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-4);
}
.footer-copyright {
  font-size: 0.875rem;
  color: var(--neutral-500);
}
.footer-utility-links {
  display: flex;
  gap: var(--space-4);
}
.footer-utility-links a {
  font-size: 0.875rem;
  color: var(--neutral-500);
}
.footer-utility-links a:hover {
  color: var(--brand-primary);
}

.footer-socials {
  display: flex;
  gap: var(--space-3);
}
.footer-socials a img {
  height: 20px;
  width: auto;
  opacity: 0.6;
  transition: opacity var(--transition-fast);
}
.footer-socials a:hover img {
  opacity: 1;
}

@media (max-width: 768px) {
  .footer-inner {
    grid-template-columns: 1fr;
    gap: var(--space-6);
  }
  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
  }
}

/* ==========================================================================
   9. Background Effects & Page Loaders
   ========================================================================== */
.page-loader {
  position: fixed;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--neutral-50);
  z-index: 9999;
  transition: opacity 0.4s ease;
}
.loader-content {
  text-align: center;
}
.loader-content img {
  height: 64px;
  margin-bottom: var(--space-3);
  margin-left: auto;
  margin-right: auto;
}
.loader-title {
  font-family: var(--font-heading);
  font-weight: 800;
  color: var(--navy-900);
  font-size: 1.25rem;
}

/* Dynamic background layered gradient grid */
.bg-layer {
  position: fixed;
  inset: 0;
  z-index: -2;
  overflow: hidden;
}
.bg-image {
  background-size: cover;
  background-position: center;
  width: 100%;
  height: 100%;
  opacity: 0.05;
  background-image: url('assets/Corporate-banner.jpg');
}
.bg-gradient {
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 10% 20%, rgba(226, 234, 244, 0.4) 0%, rgba(248, 250, 252, 0) 60%),
              radial-gradient(circle at 90% 80%, rgba(13, 148, 136, 0.04) 0%, rgba(248, 250, 252, 0) 50%);
}

/* ==========================================================================
   10. Interactive & Animations
   ========================================================================== */
.reveal {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity var(--transition-slow), transform var(--transition-slow);
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Insights Listing Grid */
.insights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: var(--space-5);
  margin-top: var(--space-6);
}
.insight-card {
  background-color: var(--white);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--glass-shadow);
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
  border: 1px solid rgba(0, 0, 0, 0.02);
}
.insight-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.insight-img {
  height: 200px;
  background-color: var(--navy-950);
}
.insight-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.insight-content {
  padding: var(--space-5);
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}
.insight-date {
  font-size: 0.85rem;
  color: var(--neutral-500);
  margin-bottom: var(--space-2);
  font-weight: 500;
}
.insight-content h3 {
  font-size: 1.25rem;
  margin-bottom: var(--space-2);
  line-height: 1.35;
}
.insight-content p {
  font-size: 0.95rem;
  color: var(--neutral-700);
  margin-bottom: var(--space-4);
  flex-grow: 1;
}
.insight-more {
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--brand-primary);
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.insight-more::after {
  content: '→';
  transition: transform var(--transition-fast);
}
.insight-card:hover .insight-more::after {
  transform: translateX(4px);
}

/* Regulatory notice layout */
.disclosure-box {
  background-color: var(--neutral-100);
  border-left: 4px solid var(--neutral-500);
  padding: var(--space-4);
  border-radius: var(--radius-sm);
  margin-top: var(--space-5);
  font-size: 0.875rem;
  color: var(--neutral-700);
}
.disclosure-box p {
  margin-bottom: 0 !important;
}

/* 404 Specific layout */
.page-404-inner {
  text-align: center;
  max-width: 600px;
  margin: var(--space-12) auto;
  padding: var(--space-6);
}
.page-404-inner h1 {
  font-size: 6rem;
  font-weight: 800;
  color: var(--brand-primary);
  line-height: 1;
  margin-bottom: var(--space-3);
}
.page-404-inner h2 {
  font-size: 2rem;
  margin-bottom: var(--space-4);
}
.page-404-inner p {
  font-size: 1.1rem;
  margin-bottom: var(--space-6);
}